facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

About Us


We pride ourselves and our business on honesty, integrity and professionalism. We work at your side, staying with you and your client throughout the settlement process and trial. 


Together, we will provide your client with professional service and advice from trusted experts. Would you settle a personal injury case without your own medical expert? No. Then why proceed without a Certified Structured Settlement Consultant?


Using Evergreen Structured Settlements costs you and your client nothing. The settlement payer pays our fees with no reduction in the amount paid to your client. Attorneys fees are not affected by the structured settlement, nor is payment of the attorneys fees. Did you know that all or a portion of your attorney fees can, at your choosing, be structured? Call us.



Our Team


James Giltner, CLU, CSSC Photo James Giltner, CLU, CSSC Hover Photo
Read Bio

James Giltner, CLU, CSSC

President & CEO

James B. Giltner, CLU, CSSC

President & CEO



James B. Giltner is a 1981 graduate of the Business School at The University of Dayton in Dayton, Ohio. While a student at The University of Dayton, he participated in various bands and orchestras while becoming an accomplished trumpet player.

Mr. Giltner joined Mutual of New York, MONY, immediately upon graduation. He has achieved numerous industry and company honors over the last two decades. While with MONY, Mr. Giltner served as Chairman of the Professional Development and Ethics and Liability Task Force Committees. He has held chairmanships and served as President of the Akron Association of Insurance and Financial Advisors. 

Mr. Giltner has developed a practice that specializes in estate planning, executive benefits and pre-retirement planning. His clients include professionals, small business owners and professional sports teams. 

While maintaining his practice, Mr. Giltner has become a Certified Structured Settlement Consultant. He has represented law firms and their clients in structured settlements in Ohio, Pennsylvania, New York, New Mexico, Georgia, Kentucky, Michigan, Florida, Maryland, Massachusetts and Illinois. 

Mr. Giltner lives in Bath, Ohio with his wife Gail. Their six children are building their own careers and families. Gail and Jim cherish their big treasure of their children and six grandchildren.


Thomas Giltner, CSSC Photo Thomas Giltner, CSSC Hover Photo
Read Bio

Thomas Giltner, CSSC

Executive Vice President

Thomas Giltner, CSSC

Executive Vice President


Tom, a native of Akron, OH, graduated from The University of Dayton with degrees in Finance and Entrepreneurship. While at The University of Dayton, Tom served as the Manager of The Davis Center of Portfolio Management, the nation's leading student investment platform. He also served as Chairman for R.I.S.E., the world's largest student invest forum. Through these experiences he had the opportunity to invest millions of dollars of the University's endowment and also had candid, one on one interactions with individuals like Ben Bernanke, Christopher Gardner, and Peter Coors. 

Tom grew up with conversations of life insurance and financial planning all around him, as he is a third generation financial professional. He has had a strong affinity for helping families, individuals, and businesses reach financial goals from a very young age. 

Tom felt drawn to the structured settlement arena by the prospect of helping those in the most vulnerable financial situations. As a Certified Structured Settlement Consultant, Tom has brought financial security and peace of mind to families that will last well into their future. 

Tom lives in Akron, OH with his wife, Megan and two children. 

Cheryl Cavendish Photo
Read Bio

Cheryl Cavendish

Case Manager

Cheryl Cavendish

Case Manager





Delaine Ross Photo
Read Bio

Delaine Ross

Case Manager
 

Delaine Ross

Case Manager


Delaine Ross has been an Administrative Assistant for Giltner & Associates since 1998, with experience in Life, Disability and Long Term Care insurance. Delaine's focus is on insurance client service, new business processing, proposals, applications, and presentations.

Having been with the firm for 20+ years, Delaine has the unique privilege of serving lifelong insurance clients and looks forward to working with new ones.


Sarah Goodwin Photo
Read Bio

Sarah Goodwin

Executive Assistant

Sarah Goodwin

EXECUTIVE ASSISTANT


Sarah Goodwin is our Executive Assistant and the newest member to the team at Giltner & Associates.  She has a B.A. in Mathematics from Bluffton University. Since graduating, she has been building her portfolio of experience servicing customers and gaining knowledge in the financial industry.  Most recently working at Huntington Financial Advisors, she earned her Life Insurance License. 

Raised in small town rural Ohio, Sarah moved to Cleveland to experience life in the big city where she met her husband. Sarah is very active in her community and truly enjoys event planning, volunteering at her church, and spending time with her family.


Chloe Sandhu Photo
Read Bio

Chloe Sandhu

Client Relationship Manager

Chloe Sandhu

Client Relationship Manager


Chloe Sandhu is a Client Relationship Manager for Giltner & Associates and has built upon her prior experience in the financial services industry working with a global firm in 2005. She has a diversified background in client service and the focal point of her role is acting as a liaison for both insurance and financial planning clients. Chloe also enjoys collaborating with her team on firm initiatives and marketing needs. 

A Cleveland native, Chloe is always looking for new places to travel and explore and enjoys spending quality time with family and friends.


Russell Pierce Photo
Read Bio

Russell Pierce

Wealth Management Advisor

Russell Pierce, CFA

Wealth Management Advisor


Russell Pierce has been serving as a Wealth Management Advisor for Giltner & Associates since March 2018. He graduated from the University of Dayton in 2009 with a degree in Finance and Business Economics. He also holds the Chartered Financial Analyst (CFA) designation. Russ started his career in the financial industry right out of college and has spent most of his career to this point writing or selling equity research for two prominent Cleveland-based firms, Cleveland Research Company and Zelman & Associates. Russ’ enthusiasm for investment management will become immediately evident when working with him, and he looks forward to assisting you in reaching your financial goals.