James B. Giltner is a 1981 graduate of the Business School at The University of Dayton in Dayton, Ohio. While a student at The University of Dayton, he participated in various bands and orchestras while becoming an accomplished trumpet player.
Mr. Giltner joined Mutual of New York, MONY, immediately upon graduation. He has achieved numerous industry and company honors over the last two decades. While with MONY, Mr. Giltner served as Chairman of the Professional Development and Ethics and Liability Task Force Committees. He has held chairmanships and served as President of the Akron Association of Insurance and Financial Advisors.
Mr. Giltner has developed a practice that specializes in estate planning, executive benefits and pre-retirement planning. His clients include professionals, small business owners and professional sports teams.
While maintaining his practice, Mr. Giltner has become a Certified Structured Settlement Consultant. He has represented law firms and their clients in structured settlements in Ohio, Pennsylvania, New York, New Mexico, Georgia, Kentucky, Michigan, Florida, Maryland, Massachusetts and Illinois.
Mr. Giltner lives in Bath, Ohio with his wife Gail. Their six children are building their own careers and families. Gail and Jim cherish their big treasure of their children and six grandchildren.
Tom, a native of Akron, OH, graduated from The University of Dayton with degrees in Finance and Entrepreneurship. While at The University of Dayton, Tom served as the Manager of The Davis Center of Portfolio Management, the nation's leading student investment platform. He also served as Chairman for R.I.S.E., the world's largest student invest forum. Through these experiences he had the opportunity to invest millions of dollars of the University's endowment and also had candid, one on one interactions with individuals like Ben Bernanke, Christopher Gardner, and Peter Coors.
Tom grew up with conversations of life insurance and financial planning all around him, as he is a third generation financial professional. He has had a strong affinity for helping families, individuals, and businesses reach financial goals from a very young age.
Tom felt drawn to the structured settlement arena by the prospect of helping those in the most vulnerable financial situations. As a Certified Structured Settlement Consultant, Tom has brought financial security and peace of mind to families that will last well into their future.
Tom lives in Akron, OH with his wife, Megan and two children.
Duncan is a lifetime member of the Million Dollar Roundtable, qualifying more than 40 consecutive years. He was the recipient of MONY's Jacob W. Schoul, Man of the Year Award in 1997. He has been a member of MONY's Field Advisory Board as Chairman and member. He is a Past President of the Atlanta Association of Life Underwriters, Board of Directors, AALU ’81-’87, Board of Directors, Atlanta CLU Chapter, ’91-’93. He is a Life Member of Life Leaders of Georgia and has coached youth baseball and football for many years.
Duncan lives in Atlanta with his wife of 40 years, Ellen. They have a grown son, Charles, and are proud grandparents of his perfect daughter, Amelie. An avid golfer and duck hunter, Duncan’s other outside activities include volunteer and past Board member of the Shepherd Center, member of The Lovett School Board of Trustees, a member of the Advisory Board and Board of Directors of Presbyterian Homes and a volunteer and Elder at Peachtree Presbyterian Church. Duncan has been active in fund raising for University of Georgia, Lovett School, Shepherd Center, Shepherd Foundation, Ducks Unlimited, Presbyterian Village and Peachtree Presbyterian Church.
A native of Los Angeles, Daniel S. Farmer attended UCLA, where he was a four-year starter in both football and volleyball. As a volleyball standout, he was instrumental in helping UCLA win two National Championships in 1996 and 1998.In football, Danny holds UCLA’s career record for receiving yardage and is in the top five in many receiving categories. He helped the Bruins win back-to-back Pac-10 Conference Championships in 1997 and 1998. While earning a degree in history, Danny also received an NCAA post-graduate scholarship, which is awarded to student athletes who excel academically and athletically in their final year of intercollegiate athletics.Following his college career, Danny was an NFL wide receiver for the Pittsburgh Steelers, Cincinnati Bengals, Tampa Bay Buccaneers and Miami Dolphins.After his retirement from the NFL, Danny started in the insurance business at Gilbert Krupin in 2007. In 2011, Danny joined Parq Advisors in Beverly Hills. In May of 2016, Danny joined the Elkins Jones Insurance Agency in West Los Angeles, where Danny and his team are responsible for providing insurance and risk management solutions to clients in a broad range of industries and disciplines. Elkins Jones has a depth of expertise in many areas of personal/commercial insurance including real estate, private equity, technology, and entertainment.
PERSONALBorn May 4, 1947, Jacksonville, FloridaMarried to Eve Ackerman-February 22, 1976Two sons, Raphael, born in 1983 and Micah, born in 1987
EDUCATION-ACADEMIC DEGREESUniversity of Florida - Bachelor of Arts in EducationUniversity of Florida - Juris Doctor
EDUCATION-PROFESSIONAL DESIGNATIONSChartered Life Underwriter (CLU) - American College 1977Chartered Financial Consultant (CHFC) - American College 1984Life Underwriting Training Council Fellow (LUTCF) 1991
EXPERIENCEPublic School Teacher Stanton Vocational 1969-1970Life Underwriter MONY 1970-PresentRegistered Representative MONY 1974-PresentAttorney Private Practice 1983-PresentAssoc. Professor D.O.C.E., U. of F. 1974-PresentInstructor Life Underwriter Training Council 1974-PresentHONORS/AWARDSMillion Dollar Round Table - 15 qualifications - Life MemberFlorida Blue Key - 1969-PresentWho's Who in Finance and Industry - 1993-PresentWho's Who in Law - 1990-PresentWho's Who in South and Southwest - 1985-PresentNational Quality Award - 21 QualificationsHealth Insurance Quality Award - 12 QualificationsAgent of the Year - Gainesville Association of Life Underwriters - 1974, 1984, 1987Mutual of New York's President Council - 1984 - 1988Mutual of New York's Top Club - 1979, 1983, 1990-1993, 1995-1996, 1998-2004Mutual of New York's Field Club - 1974-1978, 1989, 1994Leadership Gainesville - 1983 (Class X)Outstanding Speaker - Florida Jaycees - 1983Top Nine - United States Jaycees - 1983Board Member of the year, Region II, Selective Service System - 2003 (one of three in the entire U.S.)
PROFESSIONALGainesville Association of Insurance & Financial Advisors (formerly GALU) - 1971-PresentPresident - 1982-1983, 1983-1984
Florida Association of Insurance & Financial Advisors (formerly FALU) - 1971-PresentVice President Region IV - 1987-1991
Society of Financial Service Professionals, Gainesville Chapter - 1977-PresentPresident - 1981-1982, 2001-2004
Estate Planning Council of Gainesville - 1977-PresentPresident - 1982-1983
Eighth Judicial Circuit Bar Association - 1983-PresentBoard of Directors - 2004-2005
The Florida Bar - 1982-PresentMembers Benefit Committee - 1985-2003, Chair - 1995-1996Prepaid Legal Services Committee - 2003-Present
American Bar Association - 1982-Present
Phi Alpha Delta Law Fraternity International - 1978-PresentPresident, Fletcher Chapter - 1980
American Judicature Society - 1983-PresentCIVIC AND CHARITABLEAlachua County U.S. Constitution Bicentennial Commission - 1986-1990Chairman - 1986-1990
United States Jaycees - 1969-1990Vice President, Gainesville Chapter - 1982-1983
Selective Service System, Local Board Member - 1987-PresentChair - 2002-2004Outstanding Board Member Region II
American Cancer Society Volunteer - 1982-PresentBoard of Directors, Alachua County Unit - 1993-1998District IV, Planned Giving Committee - 1993-1995
Planned Parenthood of North Central FloridaBoard of Directors - 1994-2000Treasurer - 1995-1996
B'nai B'rith - 1975-PresentPresident, Gainesville Lodge - 1976-1977, 1978-1979, 1994-Current
Congregation B'nai Israel - 1974-PresentPresident - 1993-1995Youth Congregation Director - 1982-1988Board of Directors - 1990-PresentChair, Building Fund - 1996-PresentCantor - 2003-Present
JCNCF - 1975-PresentTreasurer, Gainesville Jewish Appeal - 1985-1986Vice President and Campaign Chairman - 1986-1987
Fred is a veteran of over forty years in the financial services industry. His practice is focused on the retirement plans, employee benefits and insurance needs of closely-held businesses and professional firms. Although primarily focused in Western New York, his business clients range throughout the Northeast. Fred and Bob Judd lead the Business Services Group.
Fred is a graduate of Georgetown University’s School of Foreign Service and has also attained the professional designations of Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) through the American College in Bryn Mawr, PA. Fred was awarded a Certificate in Retirement Planning from the Wharton School at the University of Pennsylvania and the Advest Institute at Harvard.
Fred is a past President of the Estate Planning Council of Rochester and has been a contributing author for the Rochester Business Journal, the Monroe County Medical Society Bulletin and the Northeastern Retail Lumber Dealers Lumber Co-Operator. Fred has been a featured speaker at the International Association of Financial Planners Symposium and the Estate Planning Council of Rochester.
Active in community affairs, Fred has served on various community boards including Garth Fagan Dance, Rochester Arts and Lectures, and a trustee of Paul Smith’s College. An avid golfer and collector of golf antiquities, he also serves as Historian for Oak Hill Country Club.
Fred Beltz is a Registered Representative offering securities and advisory services through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Beltz Ianni & Associates and LPL Financial are separate entities.
My career as a financial professional began in 1977. Driven by a strong desire to assist individuals in making well informed and thoughtful monetary choices is what first attracted me to the financial services industry. That desire is what has kept me motivated throughout my career. I work to help clients protect themselves, their families, and their businesses from the unexpected turns that life can often take, and give them the guidance necessary to plan for a solid financial future.
Whether you are interested in protection for your family, education funding for your children, a sound retirement, or the growth of your business, I can offer personalized guidance for each unique situation. I am a Retirement Planning Specialist with over 40 years of experience in providing financial advice to individuals like yourself.
I have earned a Certificate in Retirement Planning from The Wharton School of the University of Pennsylvania. The Wharton School is recognized around the world for its academic excellence at every level of business education. The certificate curriculum was developed for financial professionals to provide a higher level of preparation and knowledge to best serve the retirement planning needs of their valued clients. This course of intensive study is taught by Wharton School faculty members. After completion of the initial program in May of 2004, I continue to attend an annual At Retirement forum featuring Wharton faculty and industry experts to further continue my retirement education.
In addition to The Wharton School, I participate in the AXA Advisors Institute Program hosted by the Harvard Faculty Club at Harvard University. The Institute Program offers
sessions focused on the latest research and practices of experts from leading academic and financial communities. The program provides a deeper understanding of asset allocation, wealth advisor strategies, portfolio management and effective client relationship systems.
Retirement planning has changed immensely in recent years resulting in the need for a financial professional who can thoroughly explain the many options available. Distribution planning has become much more critical as retirement years are often equivalent to the number of years spent working. To ensure that your retirement monies last, proper planning of retirement money distribution has become increasingly critical. In planning a client’s retirement strategy, I strive to maximize tax efficiency during the accumulation and preservation phases, and take into account income considerations during the distribution phase, providing a comprehensive approach to your retirement planning needs.
Education: University of the Pacific Bachelor of Arts Degree: Business Administration - FinanceBachelor of Science Degree: International Business - Latin America
Graduate Studies: The American College in Bryn Mawr, PennsylvanniaUniversity of Hermosillo, Sonora, Mexico
Wharton School of Business, University of Pennsylvania
AXA Institute at Harvard
Licenses: Registered Representative, AXA Advisors, LLCSecurities registrations: FINRA series 6, 7 & 63State of California Insurance License: #0541664
Preparing for that next step in life isn’t always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future.